Most people don’t realize a credit union can help with your mortgage needs, but Hurricane Creek Federal Credit Union can work with you on all kinds of mortgages and refinancing. Are you looking to buy your first home? Maybe you want to refinance your current loan? We’re here to help!

Highlights include:

  • Fixed rate mortgages are available.
  • Competitive interest rates.
  • Pre-approval letters for convenience in home shopping.
  • Up to 30-year financing. *
  • Available for primary residence, second homes, vacation homes, or investment properties.

Call or email us for more information and rates.

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Home Mortgages and Refinancing from HCFCU

Conventional Loan

  • Available for Members who want the best rate and term combinations.
  • Credit standards are higher and appraisals are generally required
  • Fixed or variable interest rates up to 97% loan to value ratio.
  • Contact a real estate loan officer to guide you through your mortgage options

FHA Home Loan

  • Home financing is a government-insured program
  • Offers lower down payments
  • Relaxed qualifying guidelines on fixed interest rate loans.
  • Great program for first-time buyers

VA Home Loan

  • Relaxed qualifying guidelines for U.S. Veterans.
  • A government-insured program.
  • Offers lower down payments.


Hurricane Creek Federal Credit Union is an Equal Housing Lender. NMLS # 504708

Some restrictions such as types of homes and maximum income may apply with the programs discussed on this webpage.

*For Example: A 6.00% APR requires 360 monthly payments of $599.55** for a $100,000 loan.

** Payments do not include amounts for taxes and insurance premiums and the actual payment obligation will be greater.